/* Shortlist SG: calm, trustworthy fintech look. Deep green brand, mint for savings, warm off-white canvas. */
@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: normal;
  font-weight: 400 800;
  font-display: swap;
  src: url("/fonts/plus-jakarta-sans-latin.woff2") format("woff2");
}
:root {
  --bg: #f6f6f1; --surface: #ffffff; --surface-2: #fbfbf8; --ink: #0f1f1b; --ink-2: #33433e; --muted: #67756f;
  --line: #e4e6df; --line-2: #d6dad1;
  --brand: #0b3d33; --brand-2: #0f5c4c; --brand-ink: #ffffff;
  --mint: #c8f169; --mint-soft: #eef9d3; --mint-ink: #2f4a00;
  --save: #127a52; --save-soft: #e3f4ec;
  --warn: #8a4b0f; --warn-soft: #fcf1e3;
  --r-sm: 8px; --r: 14px; --r-lg: 22px;
  --shadow-sm: 0 1px 2px rgba(15, 31, 27, .05), 0 1px 1px rgba(15, 31, 27, .04);
  --shadow: 0 8px 24px -12px rgba(15, 31, 27, .18), 0 2px 6px rgba(15, 31, 27, .05);
  --shadow-lg: 0 30px 60px -24px rgba(11, 61, 51, .35);
  --max: 1160px;
  --font: "Plus Jakarta Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body { margin: 0; background: var(--bg); color: var(--ink); font-family: var(--font); font-size: 16px; line-height: 1.6; -webkit-font-smoothing: antialiased; }
a { color: var(--brand-2); text-underline-offset: 3px; }
a:hover { color: var(--brand); }
strong { font-weight: 700; }
h1, h2, h3 { letter-spacing: -.02em; line-height: 1.15; color: var(--ink); }
h1 { font-size: clamp(2rem, 4.6vw, 3.2rem); font-weight: 800; margin: .3em 0 .45em; }
h2 { font-size: clamp(1.4rem, 2.6vw, 1.85rem); font-weight: 750; margin: 0 0 .5em; }
h3 { font-size: 1.05rem; font-weight: 700; margin: 0 0 .35em; }
p { margin: 0 0 .9em; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.skip { position: absolute; left: -999px; } .skip:focus { left: 8px; top: 8px; background: #fff; padding: 8px 12px; z-index: 99; border-radius: 6px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
.muted { color: var(--muted); }
:focus-visible { outline: 3px solid var(--mint); outline-offset: 2px; border-radius: 4px; }

/* ——— Buttons ——— */
.btn { display: inline-flex; align-items: center; gap: 8px; background: var(--brand); color: var(--brand-ink); padding: 11px 18px; border-radius: 999px; text-decoration: none; font-weight: 700; font-size: .95rem; border: 1.5px solid var(--brand); cursor: pointer; font-family: inherit; transition: transform .15s, box-shadow .15s, background .15s; white-space: nowrap; }
.btn svg { width: 18px; height: 18px; }
.btn:hover { color: #fff; background: var(--brand-2); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-lg { padding: 14px 24px; font-size: 1rem; }
.btn-sm { padding: 7px 14px; font-size: .85rem; }
.btn-ghost { background: transparent; color: var(--brand); border-color: var(--line-2); }
.btn-ghost:hover { background: var(--surface); color: var(--brand); border-color: var(--brand); }
.btn-light { background: var(--mint); color: var(--brand); border-color: var(--mint); }
.btn-light:hover { background: #d8f88f; color: var(--brand); }
.ext { display: inline-flex; align-items: center; gap: 4px; }
.ext svg { opacity: .7; }

/* ——— Header ——— */
.notice { background: var(--brand); color: #cfe3dc; font-size: .8rem; }
.notice .wrap { display: flex; align-items: center; gap: 8px; padding-top: 7px; padding-bottom: 7px; }
.notice svg { width: 15px; height: 15px; color: var(--mint); flex: none; }
header.site { position: sticky; top: 0; z-index: 50; background: rgba(246, 246, 241, .86); backdrop-filter: saturate(1.4) blur(12px); -webkit-backdrop-filter: saturate(1.4) blur(12px); border-bottom: 1px solid var(--line); }
.bar { display: flex; align-items: center; gap: 28px; height: 66px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; color: var(--ink); text-decoration: none; font-size: 1.12rem; letter-spacing: -.02em; }
.brand:hover { color: var(--ink); }
.nav { display: flex; gap: 4px; flex: 1; }
.nav a { color: var(--ink-2); text-decoration: none; font-size: .9rem; font-weight: 600; padding: 7px 12px; border-radius: 999px; }
.nav a:hover { background: var(--surface); color: var(--ink); }
.nav a[aria-current="page"] { background: var(--surface); color: var(--brand); box-shadow: var(--shadow-sm); }
.mnav { display: none; position: relative; margin-left: auto; }
.mnav summary { list-style: none; cursor: pointer; padding: 8px; border-radius: 10px; color: var(--ink); }
.mnav summary::-webkit-details-marker { display: none; }
.mnav[open] summary { background: var(--surface); }
.mnav-panel { position: absolute; right: 0; top: 48px; width: min(86vw, 320px); background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); box-shadow: var(--shadow-lg); padding: 10px; display: grid; gap: 2px; }
.mnav-panel a { padding: 11px 12px; border-radius: 10px; text-decoration: none; color: var(--ink); font-weight: 600; }
.mnav-panel a:hover { background: var(--bg); }
.mnav-panel .btn { margin-top: 8px; justify-content: center; color: #fff; }
.crumbs { font-size: .82rem; color: var(--muted); padding-top: 18px; display: flex; gap: 8px; flex-wrap: wrap; }
.crumbs a { color: var(--muted); text-decoration: none; } .crumbs a:hover { color: var(--brand); }
.crumbs .sep { opacity: .5; }
main { padding-bottom: 72px; }

/* ——— Common ——— */
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: .78rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--brand-2); background: var(--surface); border: 1px solid var(--line); padding: 5px 12px 5px 10px; border-radius: 999px; }
.eyebrow svg { width: 16px; height: 16px; }
.lead { font-size: 1.12rem; color: var(--ink-2); max-width: 720px; }
.section { margin-top: 72px; }
.section-head { display: flex; align-items: baseline; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-bottom: 20px; }
.section-head h2 { margin: 0; }
.section-head p { margin: 0; color: var(--muted); }
.sub-h { margin-top: 32px; }
.group-h { display: flex; align-items: center; gap: 10px; margin: 36px 0 14px; font-size: 1.05rem; }
.group-h svg { color: var(--brand-2); }
.fine, .checked { font-size: .82rem; color: var(--muted); }
.checked { margin: .6em 0 0; }
.page-hero { padding: 36px 0 12px; }
.page-hero h1 { max-width: 860px; }
.panel { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 28px; }
.btnrow { display: flex; gap: 10px; flex-wrap: wrap; }

/* ——— Home hero ——— */
.home-intro { scroll-margin-top: 90px; }
.home-intro > div { min-width: 0; }
.home-intro .btn { white-space: normal; }
.home-intro h3 { color: #fff; }
.home-intro .fine, .home-intro .checked { color: #a9c3ba; }
.hero { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; padding: 56px 0 32px; }
.hero h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); }
.hero h1 em { font-style: normal; background: linear-gradient(transparent 62%, var(--mint) 62%); padding: 0 .08em; }
.hero-cta { display: flex; gap: 12px; flex-wrap: wrap; margin: 26px 0 22px; }
.trust { list-style: none; padding: 0; margin: 0; display: flex; gap: 8px 22px; flex-wrap: wrap; font-size: .88rem; color: var(--ink-2); font-weight: 600; }
.trust li { display: inline-flex; align-items: center; gap: 6px; }
.trust svg { width: 18px; height: 18px; color: var(--save); }
.hero-visual { position: relative; padding: 28px 10px; }
.hero-visual::before { content: ""; position: absolute; inset: 0 -10% 0 8%; background: radial-gradient(60% 60% at 60% 45%, rgba(200, 241, 105, .55), transparent 70%), radial-gradient(50% 55% at 30% 70%, rgba(15, 92, 76, .18), transparent 70%); filter: blur(10px); z-index: 0; }
.pricecard { position: relative; z-index: 1; background: var(--surface); border-radius: var(--r-lg); padding: 24px; box-shadow: var(--shadow-lg); border: 1px solid var(--line); max-width: 380px; margin-left: auto; }
.pc-top { display: flex; gap: 12px; align-items: center; margin-bottom: 18px; }
.pc-ico { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--mint-soft); color: var(--brand); }
.pc-name { margin: 0; font-weight: 800; }
.pc-vendor { margin: 0; font-size: .82rem; color: var(--muted); }
.pc-row { display: flex; justify-content: space-between; padding: 9px 0; font-size: .95rem; border-top: 1px dashed var(--line); font-variant-numeric: tabular-nums; }
.pc-row.grant { color: var(--save); font-weight: 700; }
.pc-row.total { font-size: 1.15rem; font-weight: 800; border-top: 1px solid var(--line); }
.pc-row.total span:last-child { color: var(--brand); }
.pc-bar { height: 8px; border-radius: 99px; background: var(--save-soft); margin: 6px 0 8px; overflow: hidden; }
.pc-bar span { display: block; height: 100%; background: var(--brand); border-radius: 99px; }
.pc-note { font-size: .75rem; color: var(--muted); margin: 6px 0 0; }
.floating { position: absolute; z-index: 2; display: inline-flex; align-items: center; gap: 8px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow); border-radius: 999px; padding: 8px 14px; font-size: .82rem; font-weight: 700; color: var(--ink); }
.floating svg { width: 18px; height: 18px; color: var(--save); }
.f1 { top: 0; left: 0; } .f2 { bottom: 4px; left: 12%; }

/* ——— Stats ——— */
.stats-band { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; margin-top: 16px; }
.stats-band .stat { background: var(--surface); padding: 22px 24px; }
.stat { display: flex; flex-direction: column; gap: 2px; }
.stat-v { font-size: 1.6rem; font-weight: 800; letter-spacing: -.02em; color: var(--brand); font-variant-numeric: tabular-nums; }
.stat-l { font-size: .84rem; color: var(--muted); font-weight: 500; }

/* ——— Cards ——— */
.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 16px; }
.cards.small { grid-template-columns: repeat(auto-fill, minmax(230px, 1fr)); gap: 12px; }
.card { position: relative; display: flex; flex-direction: column; gap: 8px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 20px; text-decoration: none; color: var(--ink); transition: transform .18s, box-shadow .18s, border-color .18s; }
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--line-2); color: var(--ink); }
.card-top { display: flex; justify-content: space-between; align-items: flex-start; }
.card-ico { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 12px; background: var(--bg); color: var(--brand-2); }
.card:hover .card-ico { background: var(--mint-soft); color: var(--brand); }
.pill { font-size: .72rem; font-weight: 700; color: var(--mint-ink); background: var(--mint-soft); padding: 4px 10px; border-radius: 999px; }
.card-h { font-weight: 750; font-size: 1.04rem; letter-spacing: -.01em; margin-top: 4px; }
.card-p { font-size: .9rem; color: var(--muted); flex: 1; }
.card-f { display: flex; justify-content: space-between; align-items: center; font-size: .84rem; color: var(--ink-2); padding-top: 12px; border-top: 1px solid var(--line); }
.card-f strong { color: var(--save); }
.card-go { color: var(--brand); transition: transform .18s; } .card-go svg { width: 18px; height: 18px; }
.card:hover .card-go { transform: translateX(3px); }
.cards.small .card { padding: 16px; } .cards.small .card-ico { width: 36px; height: 36px; } .cards.small .card-ico svg { width: 19px; }
.cards.feature { grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 14px; }
.cards.feature .card { padding: 20px; }

/* ——— Home: steps, split, trust ——— */
.howsteps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; counter-reset: s; }
.howsteps li { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 22px; position: relative; }
.howsteps li:not(:last-child)::after { content: ""; position: absolute; top: 40px; right: -17px; width: 18px; border-top: 2px dashed var(--line-2); }
.hs-n { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--brand); color: var(--mint); font-weight: 800; margin-bottom: 14px; }
.howsteps p { color: var(--muted); font-size: .92rem; margin: 0; }
.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 48px; align-items: start; background: var(--brand); color: #d6e7e1; border-radius: var(--r-lg); padding: 44px; }
.split h2 { color: #fff; }
.split .muted { color: #a9c3ba; }
.split .btn-ghost { color: #fff; border-color: rgba(255, 255, 255, .3); }
.split .btn-ghost:hover { background: rgba(255, 255, 255, .08); color: #fff; }
.split a:not(.btn) { color: var(--mint); }
.checklist { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.checklist li { display: flex; gap: 12px; align-items: flex-start; }
.checklist svg { flex: none; width: 22px; height: 22px; padding: 3px; border-radius: 50%; background: var(--mint); color: var(--brand); stroke-width: 2.6; }
.split .checklist strong { color: #fff; }
.checklist.small { margin-top: 20px; font-size: .9rem; }
.checklist.small svg { background: var(--save-soft); color: var(--save); }
.trustbox { display: flex; gap: 20px; align-items: flex-start; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 28px; }
.trustbox > svg { flex: none; width: 44px; height: 44px; padding: 10px; border-radius: 12px; background: var(--mint-soft); color: var(--brand); }
.trustbox h2 { font-size: 1.25rem; }
.trustbox p { margin: 0; color: var(--ink-2); }

/* ——— Category pages ——— */
.cat-hero { padding: 28px 0 0; }
.cat-hero h1 { max-width: 900px; font-size: clamp(1.9rem, 4vw, 2.8rem); }
.answer { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 20px 24px; max-width: 900px; box-shadow: var(--shadow-sm); position: relative; }
.answer::before { content: ""; position: absolute; left: 0; top: 18px; bottom: 18px; width: 4px; border-radius: 0 4px 4px 0; background: var(--mint); }
.answer p { margin: .35em 0; color: var(--ink-2); }
.cat-hero .stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 12px; margin-top: 18px; max-width: 900px; }
.cat-hero .stat { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 16px 18px; }
.cat-hero .stat-v { font-size: 1.35rem; }
.toc { position: sticky; top: 66px; z-index: 20; display: flex; gap: 4px; overflow-x: auto; background: rgba(246, 246, 241, .9); backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px); padding: 10px 0; margin-top: 28px; border-bottom: 1px solid var(--line); scrollbar-width: none; }
.toc a { flex: none; font-size: .86rem; font-weight: 650; color: var(--ink-2); text-decoration: none; padding: 6px 14px; border-radius: 999px; border: 1px solid var(--line); background: var(--surface); }
.toc a:hover { border-color: var(--brand); color: var(--brand); }
.cat .section:first-of-type { margin-top: 32px; }

.controls { display: flex; gap: 12px; justify-content: space-between; align-items: center; flex-wrap: wrap; margin-bottom: 14px; }
.search { display: flex; align-items: center; gap: 8px; background: var(--surface); border: 1px solid var(--line-2); border-radius: 999px; padding: 0 16px; min-width: min(100%, 320px); color: var(--muted); }
.search:focus-within { border-color: var(--brand); box-shadow: 0 0 0 4px rgba(200, 241, 105, .45); }
.search input { border: 0; outline: 0; background: transparent; font: inherit; padding: 11px 0; width: 100%; color: var(--ink); }
.seg { display: inline-flex; background: #ebece5; padding: 4px; border-radius: 999px; gap: 2px; }
.seg button { border: 0; background: transparent; font: inherit; font-size: .86rem; font-weight: 650; color: var(--ink-2); padding: 7px 14px; border-radius: 999px; cursor: pointer; }
.seg button[aria-pressed="true"] { background: var(--surface); color: var(--brand); box-shadow: var(--shadow-sm); }

.tablewrap { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow-sm); }
table { border-collapse: collapse; width: 100%; }
th, td { padding: 14px 16px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: middle; }
tbody tr:last-child td { border-bottom: 0; }
th { font-size: .74rem; text-transform: uppercase; letter-spacing: .06em; font-weight: 700; color: var(--muted); background: var(--surface-2); }
.num { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
.listings tbody tr { transition: background .12s; }
.listings tbody tr:hover { background: #fafbf6; }
.prod-n { display: block; font-weight: 700; }
.vendor { display: block; font-size: .82rem; color: var(--muted); }
.tags { display: flex; gap: 6px; margin-top: 6px; flex-wrap: wrap; }
.pr { margin-top: 8px; font-size: .82rem; }
.pr > summary { cursor: pointer; list-style: none; display: flex; gap: 6px; flex-wrap: wrap; align-items: center; }
.pr > summary::-webkit-details-marker { display: none; }
.pr > summary::after { content: "Details"; font-size: .72rem; color: var(--muted); text-decoration: underline; }
.pr[open] > summary::after { content: "Hide"; }
.pr-tier { font-size: .72rem; font-weight: 700; border-radius: 999px; padding: 2px 9px; border: 1px solid var(--line); }
.pr-strong { background: var(--mint-soft); color: var(--mint-ink); border-color: transparent; }
.pr-moderate { background: var(--surface); color: var(--ink-2); }
.pr-limited { background: transparent; color: var(--muted); border-style: dashed; }
.pr-flag { font-size: .72rem; font-weight: 700; color: #9a3412; }
.pr ul { list-style: none; margin: 8px 0 4px; padding: 0; display: grid; gap: 3px; }
.pr li { color: var(--ink-2); }
.pr li span { color: var(--muted); }
.pr li span::after { content: ":"; }
.pr li.good::before { content: "✓ "; color: var(--mint-ink); font-weight: 700; }
.pr li.bad::before { content: "! "; color: #9a3412; font-weight: 700; }
.pr-meta { color: var(--muted); font-size: .76rem; margin: 4px 0 0; }
.weigh { margin: 0 0 14px; padding: 10px 16px; border: 1px solid var(--line); border-radius: var(--r); background: var(--surface); }
.weigh > summary { cursor: pointer; font-weight: 650; font-size: .88rem; color: var(--brand); }
.weigh[open] > summary { margin-bottom: 8px; }
.hl { display: flex; flex-wrap: wrap; gap: 4px 10px; margin: 6px 0 0; font-size: .78rem; color: var(--ink-2); }
.hl span.good::before { content: "✓ "; color: var(--mint-ink); font-weight: 700; }
.hl span.bad { color: #9a3412; font-weight: 700; }
.hl span.bad::before { content: "! "; }
.shortlist { margin: 0 0 18px; padding: 18px; border: 1px solid var(--line); border-radius: var(--r-lg); background: var(--surface); box-shadow: var(--shadow-sm); }
.sl-head h3 { margin: 0 0 4px; }
.sl-head p { margin: 0 0 12px; font-size: .84rem; color: var(--muted); }
.sl-cards { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.sl-card { position: relative; border: 1px solid var(--line); border-radius: var(--r); padding: 14px 14px 14px 48px; display: flex; flex-direction: column; gap: 4px; }
.sl-n { position: absolute; left: 14px; top: 14px; width: 24px; height: 24px; border-radius: 50%; display: grid; place-items: center; background: var(--brand); color: var(--brand-ink); font-weight: 800; font-size: .8rem; }
.sl-name { margin: 0; font-weight: 700; }
.sl-vendor { margin: 0; font-size: .8rem; color: var(--muted); }
.sl-price { margin: 4px 0 0; font-size: .9rem; }
.sl-price span { color: var(--muted); font-size: .78rem; }
.sl-card ul { margin: 4px 0 8px; padding-left: 18px; font-size: .8rem; color: var(--ink-2); }
.sl-card .btn { align-self: flex-start; margin-top: auto; }
.weigh-row { display: flex; align-items: center; gap: 12px; font-size: .84rem; color: var(--muted); }
.weigh-row input { flex: 1; accent-color: var(--brand); }
.tag { font-size: .7rem; font-weight: 700; color: var(--mint-ink); background: var(--mint-soft); border-radius: 999px; padding: 2px 9px; }
.grantcell { color: var(--save); font-weight: 650; }
.net strong { font-size: 1.05rem; color: var(--brand); }
.pbar { display: flex; width: 110px; height: 6px; border-radius: 99px; background: #f0f1ec; margin: 6px 0 0 auto; overflow: hidden; }
.pbar-net { background: var(--brand); } .pbar-grant { background: var(--mint); }
.rev { color: var(--ink-2); }
.acts { text-align: right; white-space: nowrap; }
.links { display: flex; gap: 12px; justify-content: flex-end; margin-top: 8px; font-size: .78rem; }
.links a { color: var(--muted); text-decoration: none; } .links a:hover { color: var(--brand); }
.empty { padding: 20px; text-align: center; color: var(--muted); margin: 0; }
table.simple { background: var(--surface); }

.cta-band { display: flex; align-items: center; justify-content: space-between; gap: 28px; margin-top: 56px; padding: 32px 36px; border-radius: var(--r-lg); color: #d6e7e1; background: radial-gradient(120% 140% at 100% 0%, rgba(200, 241, 105, .28), transparent 50%), var(--brand); }
.cta-band h2 { color: #fff; margin-bottom: .3em; }
.cta-band p { margin: 0; max-width: 620px; }
.cta-mail { margin-top: 10px !important; font-size: .92rem; }
.cta-band .cta-mail a, .foot-cta .cta-mail a { color: #fff; text-decoration: underline; text-underline-offset: 3px; }

.choose-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 14px; }
.choose-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 20px; }
.cc-n { display: inline-block; font-size: .78rem; font-weight: 800; color: var(--brand-2); background: var(--mint-soft); border-radius: 8px; padding: 2px 8px; margin-bottom: 10px; }
.choose-card p { margin: 0; color: var(--muted); font-size: .92rem; }
.fits { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 12px; }
.fit { border: 1px dashed var(--line-2); border-radius: var(--r); padding: 16px 18px; }
.fit-a { font-weight: 700; margin: 0 0 4px; } .fit-b { margin: 0; color: var(--muted); font-size: .92rem; }

.timeline { list-style: none; padding: 0; margin: 0; counter-reset: t; display: grid; gap: 0; max-width: 760px; }
.timeline li { position: relative; padding: 0 0 22px 52px; counter-increment: t; }
.timeline li::before { content: counter(t); position: absolute; left: 0; top: 0; width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; background: var(--surface); border: 2px solid var(--brand); color: var(--brand); font-weight: 800; font-size: .9rem; }
.timeline li:not(:last-child)::after { content: ""; position: absolute; left: 16px; top: 38px; bottom: 2px; width: 2px; background: var(--line-2); }
.timeline h3 { margin: 5px 0 2px; }
.timeline p { margin: 0; color: var(--muted); }
.timeline.small li { padding-left: 46px; padding-bottom: 16px; }
.timeline.small h3 { font-size: .95rem; } .timeline.small p { font-size: .88rem; }
.sources { margin-top: 18px; display: flex; gap: 8px 18px; flex-wrap: wrap; font-size: .88rem; color: var(--muted); }

.faq { display: grid; gap: 10px; max-width: 860px; }
.faq details { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 0 20px; transition: box-shadow .15s; }
.faq details[open] { box-shadow: var(--shadow); }
.faq summary { cursor: pointer; font-weight: 700; padding: 16px 30px 16px 0; list-style: none; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 0; top: 12px; font-size: 1.4rem; font-weight: 500; color: var(--brand-2); transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq p { margin: 0 0 18px; color: var(--ink-2); }

.sticky-cta { display: none; }

/* ——— Quote form ——— */
.quote-wrap { display: grid; grid-template-columns: 1fr 340px; gap: 48px; align-items: start; padding-top: 28px; }
.quote-wrap h1 { font-size: clamp(1.7rem, 3.6vw, 2.4rem); }
.quote-aside { position: sticky; top: 90px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 24px; }
.quote-aside h2 { font-size: 1.1rem; margin-bottom: 16px; }
form.quote { max-width: 680px; }
fieldset { border: 1px solid var(--line); border-radius: var(--r-lg); background: var(--surface); padding: 20px 24px 24px; margin: 0 0 18px; display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
legend { font-weight: 800; padding: 0 8px; font-size: 1rem; }
form.quote label { display: block; margin: 14px 0 0; font-weight: 650; font-size: .9rem; color: var(--ink-2); }
fieldset > label:nth-of-type(n+5), fieldset .warn, fieldset label:has(textarea) { grid-column: 1 / -1; }
form.quote input:not([type=checkbox]), form.quote select, form.quote textarea { display: block; width: 100%; margin-top: 6px; padding: 11px 13px; border: 1px solid var(--line-2); border-radius: 10px; font: inherit; font-weight: 500; background: var(--surface-2); color: var(--ink); transition: border-color .15s, box-shadow .15s; }
form.quote input:focus, form.quote select:focus, form.quote textarea:focus { outline: 0; border-color: var(--brand); box-shadow: 0 0 0 4px rgba(200, 241, 105, .45); background: #fff; }
.opt { font-weight: 500; color: var(--muted); font-size: .82rem; }
.consent { font-weight: 500 !important; display: flex !important; gap: 10px; align-items: flex-start; margin: 4px 0 20px !important; font-size: .88rem !important; }
.consent input { margin-top: 4px; width: 18px; height: 18px; accent-color: var(--brand); flex: none; }
.hp { position: absolute; left: -9999px; }
.warn, .error { background: var(--warn-soft); color: var(--warn); border-radius: 10px; padding: 12px 14px; font-size: .9rem; margin: 14px 0 0; }

/* ——— Footer ——— */
footer.site { background: #0a2420; color: #b8cbc4; margin-top: 24px; font-size: .92rem; }
footer.site a { color: #e2eee9; text-decoration: none; } footer.site a:hover { color: var(--mint); }
.foot-cta { display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 40px 20px; border-bottom: 1px solid rgba(255, 255, 255, .08); }
.foot-cta-h { color: #fff; font-size: 1.35rem; font-weight: 800; margin: 0 0 4px; letter-spacing: -.02em; }
.foot-cta p { margin: 0; }
footer.site .foot-cta .btn-light { color: var(--brand); }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr .8fr; gap: 32px; padding-top: 40px; padding-bottom: 12px; }
footer .brand { color: #fff; margin-bottom: 10px; }
.foot-h { font-weight: 800; color: #fff; margin: 0 0 10px; font-size: .85rem; text-transform: uppercase; letter-spacing: .06em; }
footer ul { list-style: none; padding: 0; margin: 0; } footer li { margin: 7px 0; }
footer .fine { color: #8aa29a; padding: 20px 0 32px; margin: 0; border-top: 1px solid rgba(255, 255, 255, .08); }

/* ——— Responsive ——— */
@media (max-width: 1020px) {
  .nav { display: none; }
  .mnav { display: block; }
  .nav-cta { margin-left: auto; }
  .mnav { margin-left: 0; }
  .hero { grid-template-columns: 1fr; gap: 24px; padding-top: 36px; }
  .pricecard { margin: 0 auto; }
  .cards.feature { grid-template-columns: repeat(auto-fill, minmax(230px, 1fr)); }
  .howsteps { grid-template-columns: 1fr 1fr; }
  .howsteps li::after { display: none; }
  .split { grid-template-columns: 1fr; gap: 24px; padding: 32px; }
  .quote-wrap { grid-template-columns: 1fr; }
  .quote-aside { position: static; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  .hero-visual::before { right: 0; }
  .wrap { padding: 0 16px; }
  .bar { gap: 12px; height: 60px; }
  .toc { top: 60px; }
  .stats-band { grid-template-columns: 1fr 1fr; }
  .stats-band .stat { padding: 16px; }
  .stat-v { font-size: 1.3rem; }
  .cat-hero .stats { grid-template-columns: 1fr 1fr; }
  .section { margin-top: 52px; }
  .howsteps { grid-template-columns: 1fr; }
  .controls { flex-direction: column; align-items: stretch; }
  .seg { justify-content: space-between; flex-wrap: wrap; row-gap: 4px; }
  .seg button { flex: 1 1 auto; padding: 7px 6px; font-size: .78rem; white-space: nowrap; }
  .tablewrap { background: transparent; border: 0; box-shadow: none; overflow: visible; }
  .tablewrap:has(> table.simple) { overflow-x: auto; -webkit-overflow-scrolling: touch; background: var(--surface); border: 1px solid var(--line); }
  table.simple { font-size: .86rem; }
  table.simple th, table.simple td { padding: 9px 10px; }
  .callout-links .btn, .btnrow .btn { white-space: normal; max-width: 100%; text-align: left; }
  .cat-hero .stats { display: none; }
  .sl-cards { grid-template-columns: 1fr; }
  .answer p { font-size: .95rem; }
  table.listings thead { display: none; }
  table.listings, table.listings tbody, table.listings tr, table.listings td { display: block; width: 100%; }
  table.listings tr { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); margin-bottom: 12px; padding: 8px 0; box-shadow: var(--shadow-sm); }
  table.listings tr[hidden] { display: none; }
  table.listings td { border: 0; padding: 6px 16px; }
  table.listings td.num { display: flex; justify-content: space-between; align-items: center; text-align: left; }
  table.listings td.num::before { content: attr(data-label); color: var(--muted); font-size: .85rem; font-weight: 500; }
  .net { flex-wrap: wrap; }
  .pbar { display: none; }
  .acts { display: flex; align-items: center; justify-content: space-between; gap: 10px; padding-top: 10px !important; margin-top: 4px; border-top: 1px solid var(--line) !important; }
  .acts .btn { order: 2; }
  .links { margin: 0; }
  .cta-band { flex-direction: column; align-items: flex-start; padding: 28px 24px; }
  .trustbox { flex-direction: column; }
  fieldset { grid-template-columns: 1fr; padding: 16px 18px 20px; }
  .foot-cta { flex-direction: column; align-items: flex-start; }
  .foot-grid { grid-template-columns: 1fr; gap: 20px; }
  .sticky-cta { display: flex; position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 40; align-items: center; justify-content: space-between; gap: 12px; background: var(--brand); color: #d6e7e1; border-radius: 999px; padding: 8px 8px 8px 18px; box-shadow: var(--shadow-lg); font-size: .86rem; }
  .sticky-cta strong { color: var(--mint); }
  .sticky-cta .btn { background: var(--mint); color: var(--brand); border-color: var(--mint); }
  .cat ~ footer, body:has(.sticky-cta) footer.site { padding-bottom: 72px; }
  .floating.f2 { left: auto; right: 0; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; scroll-behavior: auto !important; } }

/* ——— Calculator & callout ——— */
.calc-wrap { display: grid; grid-template-columns: 1.25fr .75fr; gap: 32px; align-items: start; margin-top: 24px; }
.calc-panel { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 24px; box-shadow: var(--shadow-sm); }
.calc-rows { display: grid; gap: 14px; margin: 16px 0; }
.calc-row { display: grid; grid-template-columns: 1.5fr .9fr auto; gap: 12px; align-items: end; padding: 14px; border: 1px solid var(--line); border-radius: var(--r); background: var(--surface-2); }
.calc-row label { display: block; font-size: .82rem; font-weight: 650; color: var(--ink-2); }
.calc-row select, .calc-row input { display: block; width: 100%; margin-top: 6px; padding: 9px 11px; border: 1px solid var(--line-2); border-radius: 8px; font: inherit; background: #fff; color: var(--ink); }
.calc-row .calc-meta { grid-column: 1 / -1; font-size: .82rem; color: var(--muted); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }
.calc-summary { background: var(--brand); color: #d6e7e1; border-radius: var(--r-lg); padding: 24px; position: sticky; top: 90px; }
.calc-summary h2 { color: #fff; font-size: 1.2rem; margin-bottom: 14px; }
.calc-summary .pc-row { border-top-color: rgba(255, 255, 255, .14); }
.calc-summary .pc-row.grant { color: var(--mint); }
.calc-summary .pc-row.total { border-top-color: rgba(255, 255, 255, .3); color: #fff; }
.calc-summary .pc-row.total span:last-child { color: var(--mint); }
.calc-summary .warn { margin-top: 14px; }
.jump { margin-top: 14px !important; }
details.more { margin: 4px 0 18px; }
details.more > summary { cursor: pointer; font-weight: 650; color: var(--brand); padding: 10px 0; list-style-position: inside; }
details.more[open] > summary { margin-bottom: 8px; }
.callout-links { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 14px; }
@media (max-width: 900px) {
  .calc-wrap { grid-template-columns: 1fr; }
  .calc-summary { position: static; }
  .calc-row { grid-template-columns: 1fr; }
}

/* ——— Quote form additions ——— */
fieldset label.full { grid-column: 1 / -1; }
.pricecard.picked { margin: 0 0 20px; max-width: 680px; box-shadow: var(--shadow-sm); padding: 18px 20px; }
.pricecard.picked .pc-top { margin-bottom: 10px; }
.btn[disabled] { opacity: .6; cursor: progress; transform: none; }